Garrett Wheeler
Serving with Clarity, Care, and Professional Aloha™ | Fee-Only | Fiduciary
Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.
Click Here to Learn More
Serving Clients Nationwide
Serving with Clarity, Care, and Professional Aloha™ | Fee-Only | Fiduciary
Areas of Focus
- Business Owners
- Employee Benefits
- Estate Planning
- Financial Life Planning
- Investment Management
- Retirement Planning
- Taxes
About Garrett Wheeler
Hi, I'm Garrett Wheeler, a fiduciary, fee-only investment advisor based in Honolulu specializing in serving business owners.I have clients on all islands here in Hawaii and in seven U.S. states. Prior to making the lifestyle choice and transition to private practice, I grew up in a family-owned business and learned at an early age what drives entrepreneurs. This experience fuels my passion for serving business owners today.
I have a diverse educational and professional background. Born and raised on the island of Maui, I graduated from St. Louis School in Honolulu, where I was the captain of the ILH baseball team. I went on to earn my bachelor’s degree from the University of California at Los Angeles (UCLA).
Following graduation, I returned to the islands where my family and I brought the Successories® franchise to Hawaii. I had the chance to witness first-hand the hard work, dedication, and incredible motivation that it takes to create a successfully managed enterprise. I have been in financial services since 2001, and my unwavering focus on “serving others” has been the key to my thriving advisory practice.
It’s how I was raised and taught to operate, treating others with care and respect. It comes down to this: serving others well. A lot of traditional financial planning advice is provided with the hope you’ll purchase an investment or insurance product. We are not your typical financial advisor…we will never push unnecessary products. The way we choose to respectfully interact with our clients is the difference; it's our unique ability.
When combined with world-class fintech solutions, we are unrivaled. We’ll provide the tools—like MoneyGuideElite—to help you make more well-informed financial decisions.
If you’re looking for the type of service we provide—high touch and high quality, curious, solutions-focused, and full of aloha—then we’re here for you.
As a financial advisor, I leverage my diverse life experiences—from studying economics at UCLA and competing as an athlete to navigating the challenges of entrepreneurship and leading others in a Fortune 500 company.
Learning is a lifelong journey. My experiences as a boater and deep-sea fisherman (hence, SEA) have taught me the value of planning. My love for the ocean made SEA Financial Hawaii a natural fit. I enjoy being around positive, energetic ocean enthusiasts—whether you fish, dive, surf, or simply relax on the beach, I understand your passion.
I have a single purpose: To offer individual investors and families the opportunity to have a different kind of relationship with their financial advisor. One based on trust and the aloha spirit focused on serving others. At SEA Financial Hawaii, our primary focus is to help clients gain a better understanding of their financial lives and make better-informed financial decisions. I look forward to serving you.
Affiliations
- XY Planning Network
Primary Location
1650 Ala Moana Boulevard, Honolulu, HI 96815
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the Book Intro Call button above to schedule a free 30-minute SEA strategy session. We'll measure the value together and decide if we're the right fit — no pressure, no obligation. I look forward to speaking with you.Offers Investment Management
Yes
About SEA Financial Hawaii
SEA Financial Hawaii was founded on the legacy of The Wheeler Group LLC, established in 2001 by Maui-born advisor M. Garrett Wheeler. From its beginnings on Oʻahu, the firm built a reputation for delivering personalized financial advice with integrity, transparency, and aloha.Today, SEA Financial Hawaii proudly serves a diverse range of clients—including business owners, military families, and multi-generational kamaʻāina—offering practical, real-world strategies grounded in experience and trust. Inspired by Garrett’s lifelong connection to the ocean, SEA stands for Strategic Economic Advice—a reflection of our mission to help clients navigate life’s biggest financial decisions with confidence.
As licensed fiduciaries, we put your interests first, always. Whether you’re planning for retirement, building a business, or creating generational wealth, our team is here to guide you—with clarity, care, and purpose. Please feel free to reach out to us to see if we're a good fit.
Why SEA?
There’s a reason we built SEA Financial Hawaii the way we did. We are not beholden to any bank, insurance company, or Wall Street firm. SEA is proudly independent—and that independence changes everything. As of May 1, 2026, SEA Financial Hawaii officially earned its Registered Investment Advisor (RIA) designation from the State of Hawaii. An RIA is exactly what it sounds like: a firm registered to provide investment advice and held to a fiduciary standard that legally requires us to put our clients’ interests first.
Most financial titles—such as “wealth manager,” “financial consultant,” or “financial advisor”—are largely marketing terms that can be used broadly throughout the industry. RIA is different. It is a regulatory designation governed by state and federal securities authorities and requires adherence to strict compliance, disclosure, and fiduciary standards.
SEA earned its RIA designation on May 1, 2026, and is registered with both the State of Hawaii and the U.S. Securities & Exchange Commission. That means every recommendation we make is legally required to serve your interests first. Unlike many traditional financial firms that operate within product quotas, commission structures, or corporate sales agendas, SEA is compensated exclusively by our clients—not by commissions, referral fees, or third-party incentives. Our only agenda is yours.
We’re rooted in community, built on long-term relationships, and committed to delivering advice that is transparent, personalized, and aligned with your goals. Think less Wall Street, more Honolulu. That’s not just a philosophy—it’s a fiduciary standard we’re held to by law. When your advisor is paid only by you, the advice becomes fully aligned with your best interests.
“He who has health has hope, and he who has hope has everything.” -Arabic proverb
Education
University of California Los Angeles (UCLA), Bachelor of Arts, Economics/Political Science
Hobbies and Interests
- Beach
- Boating
- Family
- Fishing
- Surfing
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Dual Income Family
- Entrepreneurs
- Families
- Gen X
- Intergenerational Families
- Living in Retirement
- Military
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
We Want Your Voice to be Heard
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
➡️ Are you reviewing a financial advisor? Learn more about Certified Advisor Reviews.
Disclaimers
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.
Please refer to the Wealthtender terms of service and privacy policy for additional information.
If you have questions or if we can assist with anything at all, please contact us by email at support@wealthtender.com or call us at (512) 540 – 3811.
Thank you for visiting Wealthtender and giving us the opportunity to serve you.
© 2024 Wealthtender, Inc.
